Guides to getting paid
Plain-language guides for Indian businesses on recovering unpaid invoices: MSME Samadhaan, Section 43B(h), legal notices, cheque bounce cases and interest on delayed payments.
How to file an MSME Samadhaan case for delayed payment
Step-by-step guide to filing a delayed-payment case on the MSME Samadhaan portal: who can file, documents, the Facilitation Council process, interest and timelines.
Read guideSection 43B(h) explained: the 45-day MSME payment rule
What Section 43B(h) of the Income-tax Act means for buyers and MSME suppliers: the 15 and 45 day limits, who is covered, examples, and how suppliers can use it to get paid.
Read guideHow to recover money from a customer without going to court
A practical sequence for Indian businesses to recover unpaid invoices without a court case: documents, written follow-up, legal notice, negotiated settlement, MSME Samadhaan and mediation.
Read guideLegal notice for an unpaid invoice: what to include and how to send it
What a legal notice for recovery of an unpaid invoice must contain, a simple format, how to serve it, how many days to give, and what to do if the buyer ignores it.
Read guideCheque bounce case under Section 138: process, timeline and penalties
The Section 138 cheque bounce process in India: the 30-day notice, the 15-day payment window, the one-month filing limit, where to file, penalties and interim compensation.
Read guideInterest on delayed payment to MSMEs: rate and how to calculate it
How interest on delayed payments to micro and small enterprises works under Section 16 of the MSMED Act: three times the RBI bank rate, compounded monthly, with a worked calculation.
Read guideHave an unpaid invoice?
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